Effective Date: July 30, 2025
Introduction
With Kimberly Capizzi's Mortgage Team, protecting your privacy is a top priority. As a trusted mortgage loan advisor with over two decades of experience, Kimberly Capizzi and her affiliated company, United American Mortgage, are committed to maintaining the confidentiality and security of your personal information. This Privacy Policy outlines how we collect, use, protect, and share your information when you visit our website or engage with our services.
Types of Information Collected
We may collect the following categories of personal information from you:
- Full name
- Email address
- Phone number
- Property address
- Employment and income details
- Social Security number (when necessary for loan applications)
- Credit history and financial information
- IP address and device/browser information
Method of Information Collection
We collect personal information through the following methods:
- Online forms you fill out on KimberlyCapizzi.com (e.g., contact forms, loan inquiry forms)
- Email or phone correspondence initiated by you
- Cookies and similar technologies that track website activity
- Information provided during consultations or prequalification processes
Purpose of Data Collection
We collect and use your information for the following business purposes:
- To respond to inquiries and provide personalized mortgage financing options
- To assess eligibility for residential and commercial loan products
- To streamline the loan application and underwriting process
- To communicate updates, promotions, or industry insights with your consent
- To comply with regulatory requirements and maintain legal documentation
Data Security Measures
We implement administrative, technical, and physical safeguards to protect your data, including:
- Secure Sockets Layer (SSL) encryption for data transmission
- Access controls and user authentication for internal systems
- Data storage with trusted third-party platforms that adhere to compliance standards such as GLBA and CCPA
- Regular review of security practices and training for team members
Data Sharing
We do not sell your personal data. However, your information may be shared under the following circumstances:
- With affiliated lenders, processors, underwriters, or title/escrow companies as necessary to fulfill a loan transaction
- With regulatory authorities or law enforcement agencies as required by law
- With third-party service providers who assist with website hosting, email communications, CRM, or marketing—only under strict confidentiality agreements
- With your consent, to connect you with professionals such as real estate agents or insurance providers
SMS Communications Disclaimer
By providing your mobile number and opting in to receive SMS messages, you consent to receive transactional, promotional, and service-related text messages from KimberlyCapizzi.com and United American Mortgage. Message and data rates may apply depending on your mobile carrier.
- You may opt out of receiving SMS messages at any time by replying STOP to any message.
- For help, reply HELP or contact us directly using the information below.
- Mobile Opt-In, SMS consent and phone numbers collected for SMS communication purposes will not be shared with third parties and affiliates for marketing purposes.
User Rights
You have the right to:
- Access the personal data we have collected about you
- Request corrections to any inaccurate or incomplete information
- Request deletion of your data, subject to regulatory or legal retention obligations
- Opt out of marketing communications, including SMS, at any time
To exercise any of these rights, please contact us using the information below.
Contact Information
For questions, requests, or concerns regarding this Privacy Policy or your data, please contact:
Kimberly Capizzi
Senior Mortgage Loan Advisor
United American Mortgage
Email: kcapizzi@uamco.com
Phone: (714) 908-8800
Website: www.kimberlycapizzi.com
